South Africa
Inclusive Finance

Visa is inviting regional fintech start-ups to be part of its investment and training vehicle. This groundbreaking initiative connects Africa's brightest minds with experienced mentors, cutting-edge technology, and unparalleled investment opportunities. 

The 3-months programme presents the following benefits; 

  • Knowledge & Expertise
  • Mentorship 
  • Visa specific training 
  • Funding
  • Partnership opportunities
  • Project Perks

Who should apply?

  • Seed to Series A startups with at least an MVP
  • Building a solution addressing one of our themes
  • Market tested solution that has gained traction
  • Existing operations in Africa or demonstrated commitment to expand in Africa

Click here to apply. 

Full description

Programme Themes; 

  1. Unlocking new payment flows
    • Cross-border remittances and funds disbursements  
    • Finance management platforms for B2B (e.g. payables, receivables, procurement, etc) 
    • Social commerce and the creator economy 
    • Government disbursements, collections, and payouts
    • Open banking and account-to-account solutions
    • Treasury-as-a-Service 
    • Mobile money flows and interoperability
  2. Embedded Financ
    • Installments and flexible financing models
    • Transaction engagement and management (e.g. sustainability tracking, transaction controls, PFM) 
    • Consumer loyalty and rewards 
    • Banking-as-a-Service
    • Fintech-as-a-Service
  3. Empowering merchants and SMEs
    • Next-generation omni-channel online and face-to-face payments 
    • Installments, POS financing, and BNPL 
    • Financing, alternative lending and risk mitigation structures
    • Merchant value add solutions (e.g working capital optimization, supplier marketplace, inventory management, etc.)
    • Merchant loyalty and engagement
  4. Payment Infrastructure enablers
    • Authentication and fraud solutions 
    • KYC, customer onboarding and identity management
    • Payment processing and facilitation
    • B2B platform enablers
    • Credit scoring and risk management solutions
    • Data solutions and insights
  5. The future of finance
    • Integration of AI / ML into payment solutions
    • Leveraging blockchain and decentralized technologies 
    • Programmable money
    • Crypto risk, fraud, data and intelligence
    • Custodial and non-custodial infrastructure
    • CBDC and stablecoin solutions
  6. Sustainable and inclusive finance 
    • Financial services for underserved communities or climate-vulnerable communities
    • Affordable and accessible financial solutions
    • Impact management and measurement
    • Carbon footprint and climate neutral solutions 
Closing date
Financial and insurance activities
FinTech and InsureTech
Financial Services and Insurance