Debt Providers

Tender Capital Africa is a woman and black-owned Financial Inclusion Enterprise, whose business mandate is to help remove financial barriers that deter SMMEs from participating in South Africa’s mainstream economy.

Funding; 

• Invoice Discounting  - Tender Capital Africa advances cash against the due Invoices of an SMME, to enable it to continue its business operations. This allows the SMMEs to pursue production until they are paid.
• Procurement Finance - Procurement Finance is an all-encompassing finance solution aimed to assist SMMEs carry out and service their respective purchase order

We are a Global Investment firm registered in the United Kingdom. We offer Debt Funding for a safe moderate and sustainable return of interest/profit.

Spartan is strictly focused on Small & Growing Businesses … this is who we finance. We’re 100% committed to only helping SMEs grow. It’s in our DNA. It’s in our processes. It’s in the way we engage.

We don’t serve survivalist, micro and lifestyle businesses – we believe we can make a greater impact by financing Small & Growing Businesses. Small & Growing Businesses are defined as commercially viable businesses that have significant potential and ambition for growth.

You will be considered for finance if:

• you are a small to mid-sized business
• > 3 years old
• your annual turnover is R10 –

Black Women-Owned South African Fund Managers 

Firebird Fund Managers has its roots in business rescue and private equity. We specialize in identifying businesses which are distressed but where active intervention, new capital, debt restructures and compromises, can remedy the distress. We ensure Transformation and Impact through the following:Firebird is 75% black ownedJobs retained is key metric to us as well as above average IRR’s We hand over our businesses wherever possible to new entrants  Sustainable businesses with great governance is our goal

Firebird Turnaround Fund – Investment

Business Partners Limited is a specialist risk finance company that provides customised financial solutions, sectoral knowledge, mentorship, business premises and other value-added services for formal small and medium enterprises (SMEs) in South Africa and selected African countries, namely Kenya, Malawi, Namibia, Rwanda, Uganda and Zambia.

SME lending solutions

The core of our focus is providing you with finance for your formal business. We structure unique, individualised financing solutions using shareholder loans, equity, royalties and term loans – or any combination of these. We pride

Thusano Financial Solution offers short term loans with its services available to:

• Private company's salaried employees,
• Public sector employees (stop-order facility available)
• Small businesses; and

Zecho Financial Services Ltd offers credit solutions to individuals and companies.

Zecho Financial Services is licensed under the financial institutions Act 2012 and Financial Institutions (credit Only and Deposit Taking Micro finance institutions)(Amendment) Regulations 2018 as a Credit Only and Deposit-Taking Micro Finance Institution tier III and Regulated by the Central Bank of Lesotho.

Makalani Fund Manager Namibia (Pty) Ltd is registered as an investment manager with the Namibian Financial Institutions Supervisory Authority

Founded in 2005, Makalani is a multi-disciplined investment manager focused exclusively on investment research and portfolio management.  The firm operates independently and is wholly owned by its partners – all of whom work within the firm.

At inception, the firm focused on the management of an unlisted, alternative investment funds, with other strategies selectively added as like-minded and accomplished talent were identified to meet broad market

We are an impact investor and private credit provider that offers tailor-made debt solutions to profitable growth-stage companies that deliver desirable social impact in Africa. Our principal operational area is the Southern Africa region (SADC). We support the growth of profitable companies in Africa through tailor-made debt finance solutions, enabling them continue to have substantial social impact through the services and employment they provide.

Norsad was first established in 1990, a collaboration between the Nordic and Southern African Development Community (SADC) governments, and